Are you age 50-85 and found that good (DVH) Dental, Vision and Hearing insurance is hard to find?
Multiple expenses from a dental cleaning, fillings, a crown, vision care and even a hearing aid could easily add up to thousands of dollars in just one year.
It is a pretty common requirement people often overlook and can easily get into some very significant out of pocket expenses. While it isn’t likely that all of this would occur in one year, the potential cost is till very high.
As we age, we often experience degeneration in these 3 key areas whether it is dental related, hearing related or a vision issue. All of these just seem to worsen as we age.
Most seniors don’t need to be reminded of this, they have already experienced it. If you have Medicare you may have also learned that Original Medicare does not pay for routine care of all 3.
An effective solution is a traditional DVH insurance policy. This offers dental, vision and hearing (DVH) benefits to complement Medicare or other health insurance plans. It is a separate policy.
This is not a Marketplace dental policy nor a Medicare Advantage PPO or HMO program. It is designed for people ages 18-99.
Good dental, vision and hearing insurance includes benefits you can use interchangeably year in and year out. Whether you need new glasses, a dental exam, cleaning and fillings or even a hearing aid. The DVH policy benefits can be spread out over one, two or all 3 areas.
With traditional coverage, you can go to any provider. You choose the service provider you would like to see. No referrals are required. However, Manhattan Life recommends you use the Careington Network of dental providers.
Why?
Because they have negotiated reduced cost of all products and services.
You may choose just to purchase dental insurance only. Some people choose to opt out of the enhanced policies to lower their premium.
So, how much does this all cost?
Let’s find out. Here is your Manhattan Life Dental quote.
We tend to favor the dental products from Cigna and Manhattan Life (below) to be the best values on the market. Why? You are getting better policy protections than provided by many other carriers at a competitive premium and have options for Vision and Hearing to be built in as well.
Yes, this dental insurance is very affordable and plugs those gaping holes in your health insurance. If have not already gotten your quote, here is your Manhattan Life Dental, Vision Hearing quote. You may enroll yourself once you are quoted if you do not need to speak with us for advice and/or help. Takes 10-15 minutes to get yourself insured in their insurance portal.
Remember, Original Medicare does not cover dental, vision or hearing unless you have joined a Medicare Advantage plan. Most of these have limitations as well.
It is best to speak a professional here regarding the benefits you are considering so we can advise you all your options.
Give us a call or click the “Contact Us” button at either the top or bottom of the page. We are here to help. 269-244-3420