Comprehensive Coverage for All Ages
Dental, vision, and hearing expenses can add up fast — even for younger adults. Routine checkups, fillings, crowns, glasses, or hearing aids can cost thousands in a single year. A traditional DVH insurance policy helps protect you from these unexpected out-of-pocket expenses while giving you flexibility and freedom to choose your provider.
This coverage is not a Marketplace plan, and it is separate from Medicare or Medicare Advantage plans. This is astandalone insurance policy designed to complement any health insurance you have — whether you’re 18 or 99.
Why DVH Coverage Matters
- Dental Costs: Routine cleanings, exams, fillings, crowns, or more significant dental work.
- Vision Costs: Eye exams, glasses, or contacts.
- Hearing Costs: Hearing tests and hearing aids.
Even if these expenses don’t all happen in one year, the potential financial impact can be significant. DVH insurance spreads benefits across all three areas, giving you peace of mind year after year.
All-Ages Coverage, Flexible Options
- Traditional DVH Policies: Choose dental, vision, hearing, or a combination.
- Provider Freedom: See any provider you want — no referrals required.
- Optional Networks: Manhattan Life recommends the Careington Network to access reduced costs.
- Flexible Use: Benefits can be applied interchangeably across dental, vision, and hearing services.
- Standalone or Enhanced Plans: Some people choose dental only to lower premiums; others select enhanced coverage with vision and hearing included.
Affordable Solutions from Trusted Carriers
We recommend DVH insurance from carriers like Manhattan Life and Cigna. Why?
- Better coverage protections than many competitors
- Competitive premiums
- Options to include vision and hearing
💡 Watch this short video on how DVH insurance works
DVH Insurance for Medicare Beneficiaries
Original Medicare does not cover routine dental, vision, or hearing. Some Medicare Advantage plans offer limited coverage, but restrictions and networks vary. DVH insurance fills these gaps, providing the coverage for the services you actually need.
FAQ About DVH Insurance
What is DVH insurance?
Coverage for dental, vision, and hearing expenses that complements your health plan or Medicare. Helps protect you from unexpected out-of-pocket costs.
Who can get DVH insurance?
Adults age 18–99. Coverage is flexible for younger adults, working families, and seniors.
Does DVH replace Medicare or health insurance?
No. It’s a separate policy that fills gaps in dental, vision, and hearing care.
Can I choose my own provider?
Yes. You’re free to see any provider. Networks like Careington offer discounted rates but aren’t required.
How much does it cost?
Pricing depends on age, coverage, and carrier. Request a quote direct from Manhattan Life for exact rates. Contact us for quotes from other top carriers.
Get Your Quote Today
- Quick, direct self-service quotes and enrollment via Manhattan Life or Cigna portals (10–15 minutes) OR:
- Personalized guidance from our local Maple Valley IG agents — we’ll answer your questions and help you pick the right plan
📞 Call us: 269-244-3420
📧 Email us: support@maplevalleyins.com
Don’t leave gaps in your coverage. Whether you’re young, middle-aged, or retired, DVH insurance protects your health and your wallet.
Whether you have coverage or are just researching, we can help you compare plans and explore your options.