Maple Valley Insurance Group – Nationwide, Independent Health Insurance Brokers
Health insurance shouldn’t be confusing—but it definitely shouldn’t be a one-size-fits-all either. Whether you’re newly independent, running your own business, raising a family, or navigating Medicare, we help you choose the coverage that actually fits your life.
We’re licensed in multiple states and work with major national and regional carriers to bring you real choice.
📞 Call 269-244-3420 for friendly, expert help choosing the right plan.
🧭 What Kind of Health Insurance Is Right for You?
Here’s a quick breakdown of the most common types of health insurance and how we can help you explore each:
🔹 ACA/Marketplace Health Plans
These are Affordable Care Act-compliant policies available through federal or state exchanges.
Ideal for: Individuals, families, and self-employed people who don’t get employer coverage.
✅ Subsidy eligibility based on income
✅ Guaranteed issue (no medical underwriting)
✅ 10 essential health benefits included
🔹 Private Individual & Family Plans
Off-exchange health plans purchased directly from an insurance carrier.
Ideal for: Those who don’t qualify for subsidies or prefer a specific network or plan design.
✅ More plan variety
✅ Access to specific doctors/networks
✅ Can include PPO and HSA options
🔹 Short-Term Health Insurance
Temporary coverage for gaps in care (between jobs, waiting for ACA to kick in, etc.).
Ideal for: Healthy individuals needing basic, temporary protection.
✅ Fast approval
✅ Low premiums
✅ Doesn’t meet ACA standards, may exclude pre-existing conditions
🔹 Health Sharing Plans
Non-insurance health cost sharing communities, often faith-based.
Ideal for: People seeking low-cost, alternative coverage with fewer mandates.
⚠️ Not regulated like insurance—understand the risks before enrolling.
🔹 Group Health Insurance for Employers
Employer-sponsored plans for small and medium businesses.
Ideal for: Business owners looking to offer benefits and attract employees.
✅ Group rates
✅ Tax advantages
✅ Customizable plan options
🔹 Medicare (Ages 65+ or Disabled)
We offer full guidance on all Medicare options:
- Medicare Advantage (Part C) – All-in-one alternative to Original Medicare
- Medicare Supplement (Medigap) – Helps pay what Medicare doesn’t
- Part D Prescription Drug Plans – Coverage for medications
✅ Independent comparisons
✅ Annual plan reviews
✅ Support for enrollment and transitions
🔹 Hospital Indemnity Plans
Fixed cash benefits paid directly to you for hospital stays or specific services.
Ideal for: Supplementing high-deductible plans or Medicare Advantage
✅ Helps cover unexpected costs
✅ Works alongside primary insurance
🔹 Critical Illness, Cancer & Accident Plans
Lump-sum policies to help cover expenses from major illnesses or accidents.
Ideal for: Extra protection without breaking the bank
✅ Pays cash to you
✅ Use for travel, bills, lost income
🔹 Dental Insurance With Optional Vision & Hearing Coverage
Standalone or bundled options for preventive and major services.
Ideal for: Anyone wanting full coverage beyond health insurance
✅ Nationwide dental networks
✅ Adult and pediatric vision care
🤝 Why Work With Maple Valley Insurance Group?
We’re independent—and that’s a big deal. We’re not locked into one carrier, and we won’t push one-size-fits-all solutions. Here’s what you get:
- ✅ Access to multiple top-rated insurance companies
- ✅ One-on-one support from licensed brokers
- ✅ Help understanding benefits, costs, networks & fine print
- ✅ Enrollment assistance and no cost annual plan reviews
- ✅ Nationwide coverage options for individuals and businesses
We’re here for you long after enrollment. You’ll have a real person to call when life changes—or when you just need help.
📞 Let’s Find the Right Health Plan for You
Health insurance is personal—and we make sure you get the right fit.
Whether you’re choosing your first plan or adjusting to a new season of life, we’re ready to help.
📲 Call us at 269-244-3420 or schedule a consultation with a licensed agent.
You don’t have to figure this out alone.
🗺️ Licensed to Serve Clients Across the U.S.
Maple Valley Insurance Group works with individuals, families, and businesses in multiple states across the country. We’ll be rolling out local health insurance guides soon—including for places like Kalamazoo, Portage, and Vicksburg—but you don’t have to wait to get expert help.
Let’s talk today—wherever you are.