How You Can Validate an Insurance Agents License Online or Over the Phone

We are going to redirect you to the National Association of Insurance Commissioners.  Scroll down to “State Department.”  From there, simply select your state in the dropdown menu.  This will connect you with the State’s Department of Insurance where licensure can be investigated by navigating the website.  Some State’s simply have better navigation than others to find verification quickly.  If you so choose, you may also call the number posted on their website.  If you are speaking with an agent or agency, request their state license number. All agents and agencies have a unique number that identifies them. This will be the easiest way to investigate who you are dealing with.

Use the license number you were given.  Be sure you have the agency name or the first and last name spelling “on point” if you do not have a license number. Further, know what town his/her office is located in.  This is important if you do not have a license number especially if they have a common last name. 

All insurance companies, agents and brokers are regulated by each state.  State licensure is required to transact the sale of any health or life insurance to you whether they reside in or out of your state.  Insurance companies will not accept an application from agent not licensed in your state regardless of the type of insurance you wish to purchase.

Agents/Brokers or an Agency must maintain licensure in each separate state they wish to conduct business in.

Verify a Michigan Insurance Agent License

If you are a resident of Michigan and would like to verify an insurance agent’s license, you could do this quickly by visiting the Michigan DFIS (Department of Financial and Insurance Services). Be sure to validate if the license status is “active.” You may also verify a Michigan insurance agency license as well. Just be sure to select “Agency Locator” if that is your goal. You can experiment by looking up “Maple Valley Insurance Group.” This will show our address in Kalamazoo, MI and whether the State of Michigan has this agency in good standing.