If you’ve been diagnosed with congestive heart failure (CHF), cardiomyopathy, or another serious heart condition, you’ve probably already heard “no” from at least one life insurance company. That’s frustrating —…
Suffering a heart attack changes how insurance companies view your risk, but it doesn’t mean you can’t find the best life insurance after a heart attack. The key is understanding…
Hybrid Life Insurance With Long-Term Care – What You Need to Know
Let’s talk about a real-world solution that blends life insurance with long-term care—what we like to call “The Senior Combo.” For most of us who’ve worked our way into and…
Liberty Bankers Life Insurance Review – Whole Life & Final Expense Coverage
If you’re looking at Liberty Bankers Life Insurance, you’re probably trying to lock in final expense coverage without dealing with a medical exam—and wondering if this is actually a good…
While not a common Medicare question we receive I am going to address it anyway. In this article, I'll provide a breakdown of the High Deductible Plan F itself and suggest…
Paying Insurance Premiums with a Credit or Debit Card – Risky
Thinking about buying some insurance and want to pay monthly with your debit or credit card? Sorry to say, we advise against this. Sure, you can pay for insurance on…
Life Insurance for People With COPD: What You Can Realistically Qualify For
What Is the Best Life Insurance for COPD? Getting life insurance for someone with COPD, emphysema, chronic bronchitis, can feel more complicated than it should be—especially if you’ve already been…
Is Globe Life Insurance Good? Yes, Globe Life Insurance is a legitimate, financially stable company. But that doesn’t automatically make it a good value. Many buyers are drawn in by…
No-Exam Whole Life Insurance for Seniors and People with Health Conditions (Guide to Easy Approval)
How to Buy Life Insurance Online With No Medical Exam You think a health condition shuts the door on life insurance? Not even close. If you’ve been told you’re uninsurable…
Graded Death Benefit Life Insurance — High Risk Health Condition Coverage
What is Graded Death Benefit Life Insurance? Graded death benefit life insurance is a type of permanent whole life insurance designed for individuals with certain health challenges who may not…