The tool below will provide you with a free, no obligation and instant burial insurance quote. Please be sure to fairly assess your health compared to your peers. This is a way to get a reasonably accurate cost for burial insurance without speaking to an independent agent (not advised however). Adjust the “Health Class” option to reflect it. About 80+% of seniors qualify for “Excellent.” The insurance company will make the final determination if you decide to apply. Since Burial Insurance is designed for applicants ago 50-90, compare your general health with other people you know in your age bracket. Your 3 choices: Excellent, Decent or Poor. No medical exam is required.